How to Verify a PayPal Account in the Philippines

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By sergs_pogi

Are you a Filipino online worker or just somebody wondering about how to verify a PayPal account?

Then you have come to the right place. In this hub, I'm going to show you the best and easiest way to get verified in PayPal.

I had my own PayPal account verified last February 28, 2011 using the steps I outlined here. As a starting point, I suggest applying for Unionbank's Visa Electron.

For me and many others who have read this hub, Unionbank's Visa Electron debit card is the best there is when it comes to PayPal verification in the Philippines.

In addition, you can use it to transfer your hard-earned money from PayPal to your Visa Electron savings account. Read on to learn more.

Applying for Visa Electron

  1. Personal appearance is required since online application is not ready yet.
  2. Bring at least two valid IDs, such as voter’s ID, SSS ID, Philhealth ID, TIN ID, NBI clearance, student ID (provided you are currently enrolled), or others.
  3. Complete the application form.
  4. Pay the mandatory payment of Php350. This will not reflect in your savings account because this serves as an advance payment for your use of their service. You are not going to pay any more amount over the first year. The annual fee of Php350 will be made automatically when your account has an available balance.
  5. The in charge will tell you to pick up your card usually after 7 banking days. To make sure your card is ready for pickup, call their free hotline on the 7th day.

Note

To be sure, call UnionBank's branch nearest you before you go to their office in order to know the requirements straight from the mouth of a reliable personnel. I have had a problem concerning requirements during my application, so try and follow this advice to avoid any frustration.

Check their branches here, which also shows each branch's address, telephone numbers, and map.

How to Verify a PayPal Account

1. Deposit at least Php200 into your EON account. Do not deposit just Php100 because PayPal has deducted Php101 from my EON account balance (see the photo below).

Your deposit (savings) account is the 12-digit number below your name, not the 16-digit above your name.

2. After getting your card, you cannot use it immediately. In my case, I waited for another 7 banking days to have my card activated. It is important that you ask the issuer of your card when will your card be activated.

3. After one week, go to www.unionbankph.com >Customer Service and send them an email to know whether or not your card is already activated. Wait patiently for their response to your email. This may take 1-2 days.

4. Once your card is activated, you are now ready to apply for an EON Cyber Account. Go to www.unionbankph.com and click EON Cyber Account (with the eye icon). Follow the steps until completion.

They will say that you can start banking online after 2 business days by logging in using your approved User ID and ATM PIN. Well, not actually 2 business days. Mine was 4 calendar days.

5. To check if your Cyber Account is ready, log in to your account using the User ID and ATM PIN you have nominated when you enrolled your account.

6. If successful, then you can now link your Visa Electron to PayPal.

  • Log in to your PayPal account.
  • Click Get Verified.
  • Link a card to get verified.” Input all the needed information, such as First Name, Card Type (Visa), Card Number (the 16 digits), Expiry Date, and Security Code.
  • Click the Continue button.
  • “Please confirm your card in 2-3 days.”

7. After 2-3 days, log in to your EON Cyber Account. Go to theTransaction History to see the 4-digit code (EXPUSE) given by PayPal in exchange for the Php101 debited from your deposit account. See mine below.

8. Confirm your card.

  • Log in to your PayPal account.
  • Click Confirm my credit card at the right side.
  • Enter the 4-digit code.

9. PayPal refunds the Php100 deducted from your debit card instantly after you got verified! It will appear as “Bonus from PayPal” in the transaction history of your PayPal account.

10. You’re done!

I hope this hub has answered your question about how to verify a PayPal account. Please let me know if this hub has helped you. You are welcome to leave comments below.

Comments

webguyonline profile image

webguyonline 14 months ago

thanks for sharing, now i can verify my paypal account

sergs_pogi profile image

sergs_pogi Hub Author 14 months ago

Wow. I'm glad this has helped you.

earthbound1974 profile image

earthbound1974 Level 2 Commenter 14 months ago

Thanks, Sergs. This is really useful.

sergs_pogi profile image

sergs_pogi Hub Author 14 months ago

You're welcome. I'm glad it has helped.

Blessy 12 months ago

Hello Sergs,

Two thumbs up on you!

I have recently applied for Union Bank EON Visa Card. By applying online, interested customers can now instantly get the card from the bank branch they have applied to. After getting the card, I immediately enrolled my account to internet banking. After two days, my account has been activated. It is needless to wait for a week or 4 calendar days for this. I suggest to those interested individual to apply online for easy and fast processing. But still, personal appearance and bringing of requirements is a must.

You're the man! Thanks again.

sergs_pogi profile image

sergs_pogi Hub Author 12 months ago

Hello, Blessy. As of the time I write this hub, online application was still unavailable. I'm glad it is now ready. Thanks for sharing this information.

mjane24 profile image

mjane24 11 months ago

Hi,thanks for sharing.we do not have union bank in our place like in panabo city.I having problem about my account paypal,i hae only metro bank account,and i do not know if possible to use my bank account to get verified.

sergs_pogi profile image

sergs_pogi Hub Author 11 months ago

Hello, mjane24. I suggest that you ask the information officer of Metrobank in your area if it is possible to use their card to get verified in PayPal. That's the only way I suppose. If not, then you have to apply for UnionBank's Visa Electron. Anyway, Davao City is just near your place. Actually, I live in Tagum City. I went over to Davao City (Magsaysay Branch) just to get Visa Electron. Don't give up. I failed twice before finding out this solution, so I'm sharing it. Good luck.

Blessy 11 months ago

Hello again Sergs. When you withdraw from Paypal to your EON account, is it really normal to the status as "Completed" in Paypal after 24 hours while you can't see the amount yet in the online bank account? Thanks.

Blessy 11 months ago

..is it normal to see* the status

sergs_pogi profile image

sergs_pogi Hub Author 11 months ago

Hi, Blessy. Yeah, that's normal. The balance takes around three to four days to appear in your cyber account.

Blessy 11 months ago

Thank you. Fortunately, it only took 36 hours for the transfer to be completed in my case.

sergs_pogi profile image

sergs_pogi Hub Author 11 months ago

Hi, Blessy. That's good news for you. Congratulations.

mjane24 profile image

mjane24 11 months ago

Hi,i already got eon card just last week.Ha ha ha it is funny because i thought no one join online from tagum and also in panabo except me.ha ha ha.

I went to davao last week and very quick to get my eon account because i have completer requirements.

Thanks that you post this article about Eon.

Good luck keep on helping..

sergs_pogi profile image

sergs_pogi Hub Author 11 months ago

Hi, mjane24. I live in Country Homes, Tagum City. Where are you?

mjane24 profile image

mjane24 11 months ago

hi.In panabo .bayside vide.I read your testimony.What Church you go to?

lzlpio90 profile image

lzlpio90 Level 2 Commenter 9 months ago

oh my gosh!! i have a kababayan here...hahaha... I am from Panabo too and currently working here in davao!!

Hi sergs_pogi,can i ask? i have already an account in paypal but haven't verified it yet. I dont have any bank accounts. My question is, can someone deposit the money in my paypal account, for example google ads, even when it isn't yet verified?

sergs_pogi profile image

sergs_pogi Hub Author 7 months ago

Hello, lzlpio90. This reply is actually delayed. However, concerning your query, although your PayPal account is not verified yet, it is possible for you to receive your earnings from different sources. Perhaps you are working online. I am an online worker, too.

gem 7 months ago

i have only 1 valid ID.what am i gonna do?is it really necessary to have at least 2?

sergs_pogi profile image

sergs_pogi Hub Author 5 months ago

Hello, gem. The stipulated requirement is at least two IDs. However, if you are a student, your school ID may be sufficient. In some cases, some branches would require you to secure another form of identification, such as NBI clearance or barangay clearance. At any rate, present yourself at a branch of your choosing and inquire about what you should do. Good luck.

haley 5 months ago

7. After 2-3 days, log in to your EON Cyber Account. Go to theTransaction History to see the 4-digit code (EXPUSE) given by PayPal in exchange for the Php101 debited from your deposit account. See mine below.

where i can see the transaction made that shows the 4 digits code?

CelesteCruz 2 months ago

Hi sir just a newbie about the paypal thingy... :)

I am eyeing an item online. They have paypal payment option. How can I Fund my paypal account after I open an account? Is it I will deposit to EON? Sorry I am very confused with this stuff...:( But I really wanted to buy the Product Online... Looking forward for your help. Thanks in advance :)

sergs_pogi profile image

sergs_pogi Hub Author 2 months ago

Hello Celeste. The option to fund your PayPal account using a bank account is already stopped. This is no longer supported today. Right now, I have no idea how you can proceed with your purchase goal. I hope you can find help elsewhere. Thanks for dropping by.

DG 11 days ago

hello sergs,

I wanna ask if I can purchase online products or service using my paypal.. I have an account but it is not verified yet.. I am an online gamer and I want to buy ecards for my game using my paypal.. And also, in sending payments, how much will paypal charge me? BTW, this hub is very useful, since now I know that I can transfer my earnings online to my paypal even if it is not verified, my only question now is if I am allowed to pay/purchase using my paypal fund, online..

sergs_pogi profile image

sergs_pogi Hub Author 11 days ago

Hello DG. It is not possible to purchase anything online if your PayPal account is not verified.

angelica 6 days ago

Hi guys. You can now purchase online like in ebay even your paypal is not yet verified as long as you have funds on it:)

I did that 4x in ebay.

Try it. Trust me:)

Just sharing

sergs_pogi profile image

sergs_pogi Hub Author 6 days ago

Thanks, Angelica.

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